Terms & Conditions

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Welcome to TyTheCoinGuy. These Terms & Conditions ("Terms") govern your use of our website, store, and services, including the purchase of gold, silver, and other precious metal products. By accessing our website or making a purchase, you agree to these Terms in full.

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1. Eligibility

• You must be at least 18 years old to purchase from us.

• By placing an order, you confirm that you are legally allowed to purchase and possess precious metals in your jurisdiction.

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2. Orders & Pricing

• All prices are quoted in U.S. Dollars (USD) unless otherwise stated.

• Prices are based on current market conditions and may change without notice.

• Once an order is confirmed, prices are locked in and cannot be adjusted for market fluctuations.

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3. Payment Terms

• We accept credit/debit cards, bank wires, and checks.

• Orders are only processed once full payment clears.

• Any dishonored payment (e.g., returned check) will incur fees and may result in order cancellation.

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4. Market Loss Policy

• Once you place an order and confirm it, you are bound by that transaction.

• If you cancel or fail to complete payment, you are responsible for any market losses incurred due to changes in metal prices.

• If market prices rise, you will not receive any price adjustment benefit.

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5. Shipping & Fulfillment

• Most orders ship within 7 business days, but shipping times may vary depending on product sourcing.

• All packages are fully insured until confirmed delivery.

• Signature may be required upon delivery.

• See our Shipment & Fulfillment Policy for details.

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6. Refunds & Returns

• We offer a 14-day no-questions-asked refund policy, provided items are returned in original, untampered condition.

• Some exclusions apply (e.g., opened packaging, tampered coins, custom orders).

• See our Refund & Return Policy for details.

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7. Authenticity Guarantee

• All coins and bullion are guaranteed authentic and genuine.

• If any product is ever proven counterfeit by a recognized authority, we will issue a full refund or replacement.

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8. Risk & Limitation of Liability

• Precious metals involve market risk. Past performance does not guarantee future results.

• We are not financial advisors. Purchases are made at your own discretion and risk.

• Our liability is limited to the purchase price of the product in question.

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9. Privacy & Data Protection

• Your personal data is handled in accordance with our Privacy Policy.

• By using our services, you consent to our collection and use of your data as outlined in that policy.

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10. Intellectual Property

• All content on our website (logos, product images, descriptions, etc.) is the property of TyTheCoinGuy.

• You may not copy, reproduce, or use our content without written permission.

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11. Governing Law

• These Terms are governed by the laws of the New York State.

• Any disputes will be resolved exclusively in the courts of that jurisdiction.

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12. Amendments

• We reserve the right to update or modify these Terms at any time.

• Changes will be effective immediately upon posting to our website.

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13. Contact Us

If you have questions about these Terms, please contact:

TyTheCoinGuy

347-666-7306